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Loans

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Shared Secured Loans

 

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repossessed-loans-table table
Type of LoanMaximum Loan AmountBase TermBase APR
Shared Secured100% of regular shares, share drafts, or money market shares pledge.Up to 60 months, Annual payment loans may not exceed 12 months.2.5% over the last declared regular share, share draft, or money market dividend rate.
Share Certificates Secured100% of OFCU share certificate(s) pledge.Up to the maturity date of the certificate pledged. Annual payments may not exceed 12 months.2.5% in excess of rate currently paid on the pledged certificate.

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