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Rates & Fees

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Piece of mind with low fees

Schedule of Fees and Charges

 

Account Balancing/Research Fee (per hour) $20.00
Account Early Closure Fee (within 6 months of opening) $25.00
ATM Transaction Fee from non-OFCU ATM card $3.00
Bad Address Fee (per month) $2.00
Card Replacement Fee (ATM, VISA Debit Card, Credit Card) $10.00
Collection Item Fee (Domestic and Foreign) as billed
Courtesy Pay/Overdraft Fee (per item) $30.00
Credit Card Cash Advance Access Fee (waived for members) $5.00
Credit Union Teller Check Fee $5.00
Domestic Wire Transfer Fee (outgoing) $20.00
Dormant Account Fee (per month-12 months of inactivity, balances less than $200, member under age 18 excluded.) $5.00
Elite Checking Monthly Fee $5.00
Escheated Account Fee (on dormant accounts after 5 years) $25.00
Expedited Card Replacement Fee $25.00
Foreign Currency Exchange Fee (per transaction) + Shipping $25.00
Garnishment/Levy Fee $50.00
Inactive Bill Payment Account Fee (per month) $3.00
Jet Check Club Monthly Fee $7.00
Minimum Balance Fee (per month-if savings account falls below $25.00) $1.00
Money Order Fee $2.00
Notary Service Fee (waived for members) $5.00
NSF Return Item Fee (per item) $30.00
Out-Of-Network ATM Fee (per item) $1.00
Paper Statement Monthly Fee $1.00
Second Chance Checking Monthly Fee $5.00
Stop Payment Fee (Checking, Preauthorized Electronic Fund Transfer (ACH), Bill Payment Item, Teller Check or Money Order) $25.00
Visa Gift Card Fee $3.00
Non-personalized Visa Prepaid Debit Card Fee $2.95
Personalized Visa Prepaid Debit Card Fee $4.95
Visa Prepaid Debit Card Reload Fee $2.00
Western Union Commercial Money Order Fees (varies based on transfer amount) $16.00 to $50.00
Safe Deposit Boxes  
Key Replacement or Drilling of Box charged at actual cost
Size Annual Fee
3x5 $20.00 per year
5x5 $30.00 per year
3x10 $30.00 per year
5x10 $40.00 per year
10x10 $65.00 per year
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